What does a title search examine?

A title search primarily examines public records to determine property ownership. This process involves researching various legal documents and records that outline the history of a property's ownership, including any encumbrances, liens, or claims against the property. The goal of a title search is to establish a clear chain of title, which ensures that the seller has the legal right to sell the property and that the buyer will receive uncontested title upon purchase.

While private ownership history, land assessments, and construction records may be relevant in other contexts, they do not constitute the primary focus of a title search. Title searches specifically involve verifying public documentation which includes deeds, mortgages, and any filed liens, thereby ensuring all claims are properly recorded and addressing any potential issues before a property transaction occurs.